Across Florida, condo and HOA boards — along with their CAMs and professional advisors — are navigating new requirements under HB 913, milestone inspections, reserve funding gaps, insurance pressure, and complex repair decisions. Our role is to help boards understand their options early, and to support CAMs and advisors with clear, structured information — before urgency narrows choices.
Most associations don’t struggle because of poor decisions — they struggle because decisions are delayed or rushed. We provide calm, educational resources that help boards, CAMs, and association advisors understand what typically follows inspections, how planning decisions are sequenced, and when financing becomes part of the conversation.
Not every association needs financing. In some cases, boards — with guidance from their CAMs and advisors — determine that financing is a responsible way to meet compliance obligations. We specialize in association-specific financing solutions when timelines are compressed or traditional banks decline, always aligned with board needs, professional guidance, and timing.
Example of a Florida condominium association project supported during the pre-launch phase of our specialized association program. Florida CAM Help does not recommend or endorse specific contractors and does not participate in construction decisions.
Florida CAM Help is an educational, planning & funding resource.
We do not provide property management, legal, engineering, or inspection services.
When funding becomes part of an association’s planning path, we help boards understand non-traditional financing options that may be available when conventional banks are not.
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We support financing for association projects related to structural repairs, milestone inspection findings, reserve-driven improvements, and other compliance-related capital needs. Financing is considered only after a board has a clear understanding of inspection results, reserve requirements, and project timing, and when it fits responsibly within the association’s overall planning process.
When financing becomes part of the planning discussion, we can help boards understand how full project costs may be financed, including repairs, compliance-related improvements, and associated soft costs.
Our approach is education-first. Financing is introduced only after boards have clarity around inspection findings, reserve status, timing requirements, and overall priorities. Not every association will need financing, but when it is appropriate, we help boards explore structures that can support 100% of the project scope, aligned with the association’s planning and compliance needs.
We provide board-focused educational resources and guidance about how recent Florida condominium safety laws (such as structural integrity reserve study requirements) influence planning and funding decisions. Our goal is to help boards understand what comes next — including when financing may be appropriate.
Our materials are designed for condominium boards, community association managers, attorneys, engineers, and other professionals who support associations. These resources help clarify compliance timelines, planning considerations, and when it may make sense to explore funding options.
Financing is typically discussed after boards — often in coordination with their CAMs and professional advisors — have reviewed inspection findings, compliance deadlines, and reserve positions.
When appropriate, we help associations and their advisors understand how financing may fit within a broader planning strategy, emphasizing clarity, flexibility, and informed decision-making rather than speed or pressure.
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