Helping Florida CAMs & HOA Boards Navigate HB 913 — With Confidence

An educational resource for CAMs and association boards navigating milestone inspections, reserve requirements, and funding decisions — with support when financing becomes part of the plan.

Looking for clarity before making decisions?

What We Do

Planning & Funding Guidance for Florida Condo Associations & HOAs— Supporting Boards, CAMs, and Trusted Advisors

You’re Not Alone

You’re Not Alone

Across Florida, condo and HOA boards — along with their CAMs and professional advisors — are navigating new requirements under HB 913, milestone inspections, reserve funding gaps, insurance pressure, and complex repair decisions. Our role is to help boards understand their options early, and to support CAMs and advisors with clear, structured information — before urgency narrows choices.

Education Before Decisions

Education Before Decisions

Most associations don’t struggle because of poor decisions — they struggle because decisions are delayed or rushed. We provide calm, educational resources that help boards, CAMs, and association advisors understand what typically follows inspections, how planning decisions are sequenced, and when financing becomes part of the conversation.

Financing When Appropriate

Financing When Appropriate

Not every association needs financing. In some cases, boards — with guidance from their CAMs and advisors — determine that financing is a responsible way to meet compliance obligations. We specialize in association-specific financing solutions when timelines are compressed or traditional banks decline, always aligned with board needs, professional guidance, and timing.

Example of a Florida condominium association project supported during the pre-launch phase of our specialized association program. Florida CAM Help does not recommend or endorse specific contractors and does not participate in construction decisions.

Florida CAM Help proudly serves all condominium and homeowners’ associations throughout the state of Florida.

Florida CAM Help is an educational, planning & funding resource.
We do not provide property management, legal, engineering, or inspection services.
When funding becomes part of an association’s planning path, we help boards understand non-traditional financing options that may be available when conventional banks are not.

FAQ

Answers to Your Questions About Financing.

Still have questions or need clarity on next steps?

Schedule a planning conversation to talk through your situation.

We support financing for association projects related to structural repairs, milestone inspection findings, reserve-driven improvements, and other compliance-related capital needs. Financing is considered only after a board has a clear understanding of inspection results, reserve requirements, and project timing, and when it fits responsibly within the association’s overall planning process.